Terms and Conditions

Welcome to the 1015 Platform!

These terms and conditions outline the rules and regulations for using the 1015 Platform's website, located at 10fifteen.io.

By accessing this website, you agree to these terms and conditions. If you do not agree, please refrain from using the platform.

Definitions

Throughout these Terms and Conditions, the following terms apply:

• "Client", "You", and "Your" refer to the individual or entity accessing the website.
• "The Company", "Ourselves", "We", "Our", and "Us" refer to the owners and operators of the 1015 Platform.
• "Party", "Parties", or "Us" refer collectively to the Client and the Company.

These terms govern the use of the website, including the offer, acceptance, and payment considerations necessary to provide services in accordance with applicable Dutch law. Terms used in singular, plural, or gendered forms are interchangeable.

Cookies

We use cookies to enhance your experience. By accessing the 1015 Platform, you consent to our use of cookies as described in our Privacy Policy.

Cookies help us retrieve user details for each visit and improve website functionality. Some third-party partners may also use cookies.

Intellectual Property Rights

Unless otherwise specified, the 1015 Platform and its licensors hold all rights to the content on this site. You are permitted to access the content for personal use only, subject to restrictions:

• No republishing, selling, renting, or sublicensing of content.
• No reproduction or copying of material.
• No redistribution of content.

This agreement begins upon your first use of the website. Certain areas may allow users to post comments or opinions. The 1015 Platform does not review or endorse posted comments, which solely reflect the views of their authors. We are not liable for any damages or liabilities arising from user comments. We reserve the right to monitor and remove inappropriate or offensive comments.

User Responsibilities

By posting comments, you warrant that:

• You have the necessary rights and permissions.
• Comments do not infringe third-party intellectual property rights.
• Comments are not defamatory, offensive, unlawful, or privacy-invading.
• Comments are not used for commercial solicitation or unlawful activities.

You grant the 1015 Platform a non-exclusive license to use, reproduce, modify, and publish your comments in any format or media.

Hyperlinking Policy

Certain organizations may link to our website without prior approval, including:

• Government agencies
• Search engines
• News organizations
• Online directories
• Accredited businesses

Links should not be deceptive or imply sponsorship, endorsement, or approval. We may approve additional link requests from reputable organizations such as consumer or business information sources, industry associations, educational institutions, and trade groups.

To request a link, contact us with your details and intended URLs. Approved links may include a hyperlink to our homepage or relevant content, but without using our logo or artwork unless authorized.

iFrames and Content Embedding

Without prior written approval, you may not create frames around our web pages or alter their visual presentation.

Content Liability

We are not responsible for content on external websites linked from our platform. You agree to defend us against claims arising from your website or links.

Privacy Policy

Please review our Privacy Policy to understand how we collect and use your data.

Right to Remove Links

We reserve the right to request the removal of any links to our website. Continuous linking implies acceptance of these terms. If you find any offensive links, contact us, and we may consider removal requests.

Website Accuracy

We do not guarantee the accuracy, completeness, or timeliness of the website content. The site may be updated or changed without notice.

Disclaimer

To the maximum extent permitted by law, we exclude all warranties and liabilities related to the website and its use. The website and its services are provided "as is," and we are not liable for any damages, losses, or liabilities arising from your use or inability to use the platform, including but not limited to damages for personal injury, fraud, or data loss.

Limitation of Liability

Our liability is limited to the extent permitted by law. We shall not be liable for any damages beyond those directly caused by our gross negligence or willful misconduct.

Changes to Terms

We may update these terms periodically. Continued use of the platform signifies your agreement to any modifications.

Contact Information

For inquiries regarding these terms, or to request link removals or permissions, contact us at 10fifteen.io.

Crypto Risk Disclosure

TEN FIFTEEN SOLUTIONS, LTD CRYPTOCURRENCY RISK DISCLOSURE

1. Demand for Cryptocurrency. Cryptocurrency is a digital representation of value that functions as a medium of exchange, a unit of account, or a store of value, but it does not have legal tender status. Cryptocurrencies are sometimes exchanged for U.S. dollars or other currencies around the world, but they are not generally backed or supported by any government or central bank. Their value is completely derived by market forces of supply and demand, and they tend to be more volatile than traditional currencies. The value of cryptocurrency may depend on the continued willingness of market participants to exchange fiat currency for cryptocurrency, which introduces the risk of a total and permanent loss of value should the market for that cryptocurrency vanish.
2. Government Approval. Cryptocurrencies are not covered by FDIC or SIPC insurance. Legislative and regulatory changes at the federal, state, or international level could adversely affect the use, transfer, exchange, and value of cryptocurrency. Investing in cryptocurrencies involves risks such as sharp market swings, fraud, market manipulation, and cybersecurity threats. Additionally, cryptocurrency markets and exchanges are less regulated than traditional financial markets, offering fewer protections. There is no guarantee that entities accepting cryptocurrency today will continue to do so in the future. Investors should thoroughly research the legitimacy and platform security of each cryptocurrency before investing.
3. Blockchain Risk. The features, functions, and operation of 1015 Platform or any cryptocurrency can be complex and technical. They may be vulnerable to security breaches, attacks on their underlying technology, or attempts to overwhelm their blockchain networks with computing power. Transactions are recorded on a public ledger, which may not reflect the exact initiation time or date of the transaction, adding to potential confusion or misinterpretation.
4. Superior Knowledge. Trading cryptocurrencies requires a good understanding of digital markets. To profit from trading, investors compete globally and should possess appropriate knowledge and experience. Changes in a cryptocurrency's underlying technology—such as forks, rollbacks, airdrops, or other modifications—can affect its value or operational status. These changes may dilute, split, or otherwise alter existing holdings, and in some cases, lead to loss or double-spending of tokens.
5. Technological Risk. Technological issues can impair access to your cryptocurrency assets. Should there be failures in hardware, software, or network infrastructure, access or security of your holdings could be compromised. Since insurance coverage may be limited, losses from such technological problems could be significant. Cryptocurrency trading is highly speculative and may not be suitable for funds from retirement accounts, loans, or emergency savings, as market volatility can result in substantial, rapid losses.
6. Liquidity Risk. Cryptocurrency transactions are often irreversible, so fraudulent or mistaken trades may be unrecoverable. Market conditions can sometimes make it difficult or impossible to sell holdings at a fair price, especially during sharp declines, trading halts, or system outages. Increased volatility, system failures, hardware issues, or network disruptions can further hinder the ability to liquidate positions efficiently.
7. Regulatory Risk. The regulation of cryptocurrencies, token sales, and blockchain technology is still evolving and varies widely across jurisdictions. Future laws, regulations, or guidelines could significantly impact the development, utility, or legality of cryptocurrencies. Non-compliance or changes in the legal landscape could lead to penalties, restrictions, or the shutdown of certain activities related to 1015 Platform or other cryptocurrencies.
8. Government Prohibition. While most countries currently regulate cryptocurrencies lightly, some nations, such as China, Iceland, Vietnam, and Russia, may impose restrictions or bans in the future. Such actions could prohibit or severely limit the ability to acquire, hold, sell, or use cryptocurrencies, impacting investors' holdings and trading activities.
9. Price Volatility. The prices of cryptocurrencies are highly volatile and can fluctuate dramatically over short periods. This volatility can adversely affect your investments and the value of the 1015 Platform fund. Factors influencing price changes include:
   • Global supply and demand dynamics for blockchain assets;
   • Adoption rates by retail and commercial users;
   • Security and reliability of exchanges and digital wallets;
   • Regulatory developments and restrictions;
   • Software and hardware updates or failures;
   • Changes in user incentives, rewards, or network protocols;
   • Interest rates and currency exchange fluctuations;
   • Trading activity of large investors;
   • Government monetary policies and trade restrictions;
   • Regulatory measures affecting blockchain assets;
   • Development and maintenance of open-source protocols;
   • Consumer preferences and market trends;
   • Competition from other payment methods or assets;
   • Broader economic conditions and geopolitical factors.

   A decline in the value of a single cryptocurrency can trigger widespread volatility across the entire blockchain industry, impacting other cryptocurrencies and blockchain assets. Security breaches, loss of confidence, or technological failures affecting one digital asset may negatively influence the broader market, causing prices to fluctuate unpredictably.

   Please be advised that depositing funds at 10fifteen.io and engaging in cryptocurrency transactions entail substantial risks, including the potential loss of your entire investment. We strongly recommend that individuals conduct thorough due diligence and consult with qualified financial, legal, or tax professionals before making any investment decisions or using the 1015 platform. This website provides no warranties, representations, or assurances of any kind regarding the security, profitability, or suitability of any investments or services offered.

Dated: July, 2025